Direct Hard Money Lenders in San Diego
We are Lantzman Lending, a private capital fund with over 30 years lending experience, offering hard money loans in San Diego. We are a direct lender so there are no middle men providing the ultimate speed and flexibility for your real estate investing capital. We offer fast, reliable financing to a wide variety of real estate investors by tailoring loan programs to your specific needs.
No matter what type of real estate you are investing in, we have a loan product to match. Whether you hold title in a company entity (LLC, Corp, Trust, etc.) or personally, our experienced team is ready to handle all transaction types. And since we are true asset based lenders, we only require a one-page application to get started and send you a quote within 24 hours.
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How are San Diego hard money loans structured?
Unlike traditional bank loans, hard money loans are designed to get you the money you need as quickly as possible. At Lantzman Lending we know that speed can be essential when it comes to closing real estate deals and that’s why we provide some of the most fair, cost effective hard money loan terms you’ll find anywhere. Our loans optimize speed by avoiding the middle man and helping you get the funding you need now.
Each individual loan is tailored to meet your specific needs and we’ll do everything we can to make it work for you. Generally speaking, however, here’s what you can expect when you secure a hard money loan from Lantzman Lending in the San Diego area:
– Financing that ranges from $50,000 up to $3,000,000+
– Up to 65-70% ARV; Up to 85% Acquisition + 100% Rehab
– First position loans for non owner occupied (NOO) properties only.
– 6-24 month terms(longer terms considered on a case by case basis).
– Interest rate from 7.99%
– Loan origination fees vary depending on length of term
– No prepayment penalties
From commercial properties, to residential opportunities in beautiful San Diego County, there are plenty of opportunities in the real estate market in the region. Getting in on those deals can be a challenge, but when you have an experienced lender on your side that can make it much easier. Lantzman Lending has been that lender for so many investors over the years and we’re committed to doing everything we can to make the process run smoothly.
We take the headache out of securing a loan so that you remain in control of your financial situation. No more relying on a middle man or going through a complicated approval process, you’ll have the money you need when you need it most.
Lantzman Lending offers the following loans to real estate investors:
Our Easy 4-Step Process
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Call 858.720.0229 Or Apply Online Today!
Financing When You Need It
At Lantzman Lending our focus is on providing the loan you need as quickly as possible. That’s why we’ll give you a quote within 24 hours of making a request and do everything we can to complete your transaction in as little as three days once we have all of the necessary documentation. That dedication to immediate results along with our competitive rates and fast financing helps us to stand out from the competition, which can be crucial in the growing San Diego real estate market.
We’re uniquely positioned to help you by providing hard money loans for fix & flip projects , commercial hard money loans, construction loans and bridge loans.
We understand that when you’re dealing with commercial properties timing can be important. That’s why we offer hard money loans for fix & flip, construction, refinances and commercial loans so you can get the private money loan you need without the lengthy approval process.
As asset based lenders we provide loans in CA, NV, TX and AZ with funding of up to 65% of the after repair value on fix and flips and 65% of current value on most other loan scenarios.
To learn about hard money loans see our “Guide to Hard Money Loans” and our “Guide to Rehab and Construction Loans“.
Would you like to have more information about our loans?
Need Help With A Hard Money Loan? Let Us Know.
Recently Funded Deals in San Diego
Check out this ADU addition investment property in San Diego, California! Purchase Price of $580,000, loan amount $335k, the property was fully renovated w/ an ADU added. The results were fantastic, and the seller is now in escrow to sell with a list price of $979,000. ADU permits and additions can take quite a bit more time to finish, but the extra square footage and desirability can increase the value greatly. Call Lantzman Lending to discuss how we can finance your ADU investment property.
Lantzman Lending provided a $3,000,000 line of credit secured by this 30,000 square foot industrial building located in San Diego, CA
This San Diego, CA Fix and Flip was purchased for $309,000. We funded a loan of $265,000 which included 100% of the repair cost. Our Borrower remodeled and resold the property for $515,000.
This San Diego, CA Fix and Flip was purchased for $516,000. We funded a loan of $430,000 which included 100% of the repair cost. Our Borrower remodeled and resold the property for $617,000.
This San Diego, CA Fix and Flip was purchased for $771,000. We funded a loan of $630,000 which included 100% of the repair cost. Our Borrower remodeled and resold the property for $929,00.
This San Diego, CA Fix and Flip was purchased for $675,000. We funded a loan of $1,050,000 which included 100% of the repair cost. Our Borrower remodeled and resold the property for $1,693,200.
Lantzman Lending has earned top reviews at Yelp and Google for being reliable, competitive and consistent and we take pride in that. We always put our clients’ interests first, with hard money loans that can help you start seeing a return on your investment as soon as possible.
So many people are discovering that life is better at the beach, so if you’re looking for cash to secure a commercial property in San Diego, give us a call and we’ll provide a quick quote and a fair rate to get you the financing you need.
Blog Articles You May Be Interested In:
7 Steps to Guaranteed Hard Money Approval
Finding Funding For Flipping Houses
Using Direct Money Lenders for Your Construction Project