Private Hard Money Lenders, No Middleman!
Lantzman Lending is a private capital fund and licensed California hard money lender. With over 50 years of private lending experience we are your go-to source for California hard money loans with no middlemen! We offer fast, reliable financing to a wide variety of real estate investors by tailoring loan programs to your specific needs. Our private loan rates start as low as 8% and can close within just 3 days.
Our clients not only use us for capital, they leverage our experience and guidance in fix-and-flip investments and commercial property projects. Whether you hold title in a company entity (LLC, Corp, Trust, etc.) or personally, our experienced team is ready to handle all transaction types. And since we are true asset based lenders, we only require a one-page application to get started and send you a quote within 24 hours.
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How are California hard money loans structured?
Closing on a real estate deal as quickly as possible is crucial in the ever growing California real estate market. We structure our hard money loans with that need in mind. Lantzman Lending provides some of the most fair, cost effective hard money loan terms you’ll find anywhere, designed specifically so you can move on real estate deals without delay. Our loans optimize speed by avoiding the middleman and helping you get the funding you need now.
Each individual loan is tailored to meet your specific needs and we’ll do everything we can to make it work for you. Here’s what you can expect when you secure hard money loans in California:
– Financing that ranges from $50,000 up to $3,000,000+
– Up to 65-70% ARV; Up to 85% Acquisition + 100% Rehab
– First position loans for non owner occupied (NOO) properties only.
– 6-24 month terms(longer terms considered on a case by case basis).
– Interest rates from 7.99%
– Loan origination fees vary depending on length of term
– No prepayment penalties
From residential to commercial properties, there are plenty of opportunities in the California real estate market. Getting in on those deals can be a challenge, but when you have an experienced lender on your side that can make it much easier. Lantzman Lending has been that lender for so many investors over the years and we’re committed to doing everything we can to make the process run smoothly.
Lantzman Lending offers the following loans to real estate investors:
Our Easy 4-Step Process
That’s all there is to it! Contact us today!
Call 858.720.0229 Or Apply Online Today!
How can I get approved for a California hard money loan?
Our application process is designed to be as quick and easy as possible. Simply fill out our online pre-approval application and we’ll give you a response within 24 hours. Our average closing time is just 5 to 7 business days and if we have all of your documentation, we may be able to close in as little as 3 days. We handle each loan on a case by case basis and we’ll go out of our way to accommodate special requirements.
The one thing all hard money loans have in common is the need to secure funding as quickly as possible. Lantzman Lending achieves this end by focusing primarily on the strength of the loan and the collateral you provide rather than your financial history. Unlike traditional loans, limited income, low credit score, past foreclosures or bankruptcies won’t stand in your way when you’re trying to secure a hard money loan. As private money lenders, we can guarantee quick and easy approval no matter your financial circumstances.
What kind of loans are available in California?
Lantzman Lending offers everything from fix and flip to commercial hard money loans. Our full range of loan options includes:
Fix and flip properties or rehab: single family, multiplexes, condominiums or apartments
Construction
Hard Money Refinances
Commercial: multi-family units, office spaces, industrial zones, hotels, motels or restaurants
Probate, Trust & Estate
What is the cost of a hard money loan in California?
Hard money loans in California can range from $50,000 to $3 million or more. Particular amounts vary from one case to another and may depend heavily on the lender you choose. As private money lenders, Lantzman Lending offers competitive rates on all of our hard money loans so that you have the flexibility to move quickly in the competitive California real estate market. Lack of funding should never stand in the way of making good on your real estate investments and we’re ready to provide you with the financial edge you need to stay ahead of the competition.
Will a low credit score prevent me from getting a hard money loan in California?
All too often, a low credit score becomes a major stumbling block to securing a traditional bank loan, but that’s not the case with hard money loans. When you deal with Lantzman Lending a low credit score will never stand in your way. We have no minimum credit requirements or income threshold requirements and since we don’t rely on financial history for approval, your past mistakes won’t be an issue. We’ll make it as easy as possible for you to get the funding you need when you need it most.
How can we make the approval process so smooth?
As private money lenders, we don’t focus on your financial history so there’s no need for intrusive credit and background checks. Instead, our approval depends solely on the collateral you provide, including property, retirement accounts, home equity or even cash that you can use to finance the loan in the event of default.
There’s no doubt that the California real estate market is competitive and being successful here means having every advantage you can get, including quick approval regardless of your credit score so you can get the funding you need as quickly as possible. If you’re looking to turn around a California sized real estate investment, then you need Lantzman Lending, the California hard money lenders you can trust.
To learn more about hard money loans see our “Guide to Hard Money Loans” and our “Guide to Rehab and Construction Loans“.
Would you like to have more information about our loans?
Need Help With A Hard Money Loan? Let Us Know.
Recently Funded Deals in California
We think our investors did a fantastic design on this remodel in Los Angeles. What an incredible transformation by our borrowers on this Mid Century gem. They received multiple offers in less than a week. Lantzman Lending provided a $980k loan and it sold for $1.495M after renovations!
Take a look at this unique Fix and Flip in Los Angeles, California. This 4 bedroom, 3 bath home has been fully remodeled and sits near the heart of Culver City. Purchase Price: $950,000 | Loan: $945,000 | Sale Price: $1,4000,000
This Los Angeles, CA Fix and Flip was purchased for $520,000. We funded a loan of $400,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $680,000.
This Los Angeles, CA Fix and Flip was purchased for $541,000. We funded a loan of $482,000 which included 100% of the repair costs. Our Borrower remodeled and resold the property for $848,000
California Markets We Serve
Lantzman Lending has a reputation for being reliable, competitive and consistent, which has earned us top reviews at Yelp and Google. We put our clients’ interests first, with hard money loans that can help you start seeing profits from your commercial property right away.
That can be a valuable advantage in the crowded California market so if you’re looking for cash to secure a commercial property, give us a call now and we’ll provide a quick quote and a fair rate to get you the financing you need.
Blog Articles You May Be Interested In:
7 Steps to Guaranteed Hard Money Approval
Finding Funding For Flipping Houses
Using Direct Money Lenders for Your Construction Project
